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If you finance your home, the lender will require you to purchase title insurance for the amount of your mortgage. You will be given the option of increasing the coverage to include your equity in the property. The owner's coverage fee is a one-time charge that protects your equity in your new home, including its appreciated value. Most experts agree that the additional coverage is a good idea.

Before your sale is finalized, the title company will inspect the public records and confirm the sellers' ownership of the property. They will look for any liens that may have been filed against the property, and that must be paid off before it can be sold. Even the most careful search, however, cannot guarantee that there was not an error at some point in the transfer of title during the chain of ownership. Title insurance is one of those things you will probably never need, but if you do, you will be very glad you have it!

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Ellen Seifts
Prudential CT Realty
Phone: 860-676-3909
Fax: 860-674-0033
Email: ellenseifts@NUMBER1EXPERT.com

Ellen Seifts is the NUMBER ONE AGENT in the Farmington Valley (Avon, Simsbury, Farmington, Canton, Burlington) and West Hartford, also consistently in the top five in the entire state of Connecticut and top 1% Nationally! With over twenty five years of experience, she has an outstanding track record with "Excellent" reviews from transactions and generous assistance above and beyond the norm! Ellen has won numerous awards year after year not only for Top Producer, but also for Customer Service. Her quality of service is proven out by the fact that clients stay with Ellen year after year, and look for her asistance in relocating a second time and in some cases a third time! You too, can join her long list of satisfied clients!Prudential Connecticut Realty is an independently owned and operated member of The Prudential Real Estate Affiliates Inc., and Prudential is a service mark of The Prudential Insurance Company of America.

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